Pay less or it's free.
Payzium's US Savings Guarantee: if Payzium cannot lower the merchant's eligible processing cost against the merchant's prior baseline over the guarantee period, Payzium refunds or waives the Payzium fees covered by the guarantee.
Subject to eligibility, exclusions, calculation rules, and claim requirements in the written Payzium Savings Guarantee (United States). Read the full Savings Guarantee instrument.
- In card processing since 2014
- Next-day funding
- Terminal included¹
- Posted pricing
See what switching puts back in your business.
Move the sliders. If the part of your cost we control does not go down, the guarantee pays it back.
About $411 a month back in your business compared with Square, and $14,809 over three years.
Estimate at a blended card mix and a $50 average ticket, compared with each processor's published US rates. A person runs the same math on your own statement before you sign.
How the guarantee works.
The instrument sets a baseline against the merchant's prior statements, compares the same statement periods after boarding under Payzium, and reconciles the difference under a written mechanic. The full baseline and comparison mechanic is Section 4 of the US Savings Guarantee. Section 6 lists the eligibility exclusions.
- Eligibility: the merchant must submit representative prior statements at boarding and elect the guarantee on the pricing schedule.
- Baseline: prior 90 days of eligible processing cost, computed from the submitted statements.
- Comparison window: the first three full statement periods after boarding under Payzium.
- Remedy: if the guarantee period ends with eligible processing cost above the baseline, Payzium refunds or waives the Payzium fees covered by the guarantee.
The written Payzium Savings Guarantee (United States), Version 1.2, executed 26 July 2026 by Payzium Corp, together with its Schedules A and B, is the governing document. Version 1.0, executed 15 July 2026, continues to govern claims that arose under it.
Ready to see the rate card?
The rate card shows the two Payzium programs and the account terms the guarantee runs against.