Stop paying fees on your stylists' tips.
About $4,751 a year back in your business on $35,000 a month in card sales, compared with Square.
A US salon doing $40,000 a month in card volume with 20 percent average tipping pays roughly $250 a month in processing on tip volume alone on a flat-rate account, north of $3,000 a year. Payzium adds no separate tip-handling surcharge, and your money is in the bank the next day.
- No surcharge on tip portion of tickets
- Pay less or it's free
- Honest Rate Promise
- No junk fees
Estimate at our published rates; a person runs the same math on your own statement before you sign.
What switching means for your salon.
$4,751
About $396 a month back in your business compared with Square, and $14,252 over three years.
How your price is built
At $35,000 a month in card sales
- Network costs (interchange and assessments), passed through at cost
- $524.84
- Payzium margin
- $66.15
- Payzium per-transaction fees
- $18.42
- Monthly account fee
- $5.00
- Your total a month
- $614.41
- Effective rate
- 1.76%
Estimate for a typical profile: 85 percent in person, $95 average ticket, compared with each processor's published US rates. A person runs the same math on your own statement before you sign.
What a US salon keeps by switching.
Math is for a blended US salon card mix at $95 average ticket with 20 percent average tipping, 85 percent card-present. Payzium runs the same math on your own numbers before you sign.
- Kept a year at $15,000 a month, compared with Square
- $2,002
- Kept a year at $35,000 a month, compared with Square
- $4,751
- Kept a year at $75,000 a month, compared with Square
- $10,249
- Kept a year at $180,000 a month, compared with Square
- $25,329
Four cost mechanisms every US salon and spa pays for.
Tip-on-tip processing
When the client tips on the card, the tip rides on the same transaction as the service. The merchant account processes the full ticket, including the tip portion, and pays processing on the whole thing. Under a chair-rental model the tip flows to the stylist after the salon pays the processing fee. Under a commission-split model the tip is split or paid gross to the stylist after the salon has paid the processing fee. Either way, the salon pays processing on income the salon does not keep.
Booking-platform payment lock-in
Vagaro, Mindbody, Fresha, Booker, Phorest, GlossGenius, SalonBiz, and Square Appointments all bundle card processing into the booking platform in the US market. Some lock payments contractually. Most lock through workflow friction: pre-pay deposits, tip pooling, package management, and loyalty all run through the integrated payment side. Payzium integrates against the platforms with open payment APIs and tells you plainly on the boarding conversation which platforms lock payments.
Deposit and no-show billing lands as card-not-present
A deposit at booking, a no-show fee charged days later, and a package purchase over the phone are all card-not-present transactions. They price 30 to 60 basis points above card-present at the same card at the interchange level. The delta against a flat-rate CNP charge widens fastest at deposit-heavy salons.
Chair-rental merchant-of-record complications
In a chair-rental structure, the rental stylist is typically a separate business and technically a separate merchant-of-record. Many chair-rental salons run everything on the salon's merchant account and reconcile internally, which creates a merchant-of-record question most owners have never formally answered. Payzium's boarding conversation covers the structure plainly and recommends the account configuration that fits the specific chair-rental arrangement.
Three US salons. Three switches.
- Atlanta, GA$65,000 per month, commission-split
Full-service hair salon, 6 chairs
Before: Square USA Free plan.
After: Payzium, funded the next day, with no junk fees.
$8,868Kept a year - Scottsdale, AZ$110,000 per month, deposit-heavy
Day spa, massage and esthetics
Before: Square USA Free plan.
After: Payzium, funded the next day, with no junk fees.
$15,456Kept a year - Boise, ID$18,000 per month
Solo barbershop, 1 chair
Before: Square USA Free plan.
After: Payzium, funded the next day, with no junk fees.
$2,424Kept a year
Illustrative composite. Numbers reflect Payzium's published rates and typical salons card mix at the stated volumes. Not a real customer case.
See your cost before you switch.
You find out what you are really paying before you commit to anything. No phone calls required.
- Within 1 business day
Find out what you are really paying
Send one month's statement as a PDF or a photo. Within 1 business day a person shows you, line by line, where your money goes.
- Before you sign
Know your cost before you sign
Your pricing program and your device are confirmed in writing first, so there is nothing to discover later.
- Every business day after
Start selling, with the switch paid for
Your terminal arrives ready to go, and up to US$1,000 covers the cost of switching. From then on, today's sales land tomorrow.
Board on the pricing program that fits the salon. If the booking platform has an open payment integration, Program A drops in behind it. If the platform locks payments, the boarding conversation covers whether a full booking-platform migration is the honest answer given the bundled cost.
Frequently asked questions
Do I actually pay processing on the tip portion of every ticket?
Yes, on every merchant processing arrangement in the US market. When the client tips on the card, the tip is part of the card transaction and the merchant account pays processing on the full amount. The tip flows to the stylist under chair-rental or is split under commission after the salon has paid the processing fee. The only way to avoid processing on tips is a cash tip.
Will I have to change my booking software?
Depends on the platform. Vagaro, Mindbody, Phorest, SalonBiz, and Booker generally support processor switching through open payment integration. Fresha and GlossGenius lock payments more tightly. The boarding conversation covers the payment-integration terms plainly and recommends the option that fits the salon's specific platform.
I run a chair-rental salon. Whose merchant account should be processing transactions?
Technically, the merchant account of the business actually providing the service. In practice, many chair-rental salons run everything on the salon's account and reconcile internally. The Payzium boarding conversation covers the structure plainly and recommends the account configuration that fits the specific chair-rental arrangement.
What about no-show fees and pre-pay deposits?
These are card-not-present transactions at the interchange level. The delta against a flat-rate CNP charge widens fastest at deposit-heavy salons.
How fast can I go live?
Standard salon, standard state, clean documents: boarded to processing within a business week. Booking-platform integration verification adds a step; the boarding conversation covers the timeline.
What is Pay less or it's free?
Payzium's US Savings Guarantee. If Payzium cannot lower the merchant's eligible processing cost against the merchant's prior baseline over the guarantee period, Payzium refunds or waives the Payzium fees covered by the guarantee. Approved eligible switching costs are reimbursed up to US$1,000. Requires documentation and approval. The written instrument is the governing document.
Eligible Payzium-controlled processing cost only. Interchange and network fees excluded.Your rate, on your numbers. See it, then decide.
Run the calculator with your monthly volume. Read the published rate card. Then apply. No commissioned rep will call.