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United StatesCAFR
Calculator

See what you will pay. And what you keep.

Move the sliders, pick your card mix. We compute your estimated effective rate from live US Visa and Mastercard interchange schedules and the Payzium USA margin schedule. Available for US merchants today.

A bike shop owner and his employee high-five in the workshop
Estimated all-in at $40,000 a month
1.87%
Calculator

Move one slider. See your rate and your savings.

Presets set the channel mix and card mix inputs. Your monthly volume slider stays where you set it.

$40,000
$5K$100K$1M
Who processes your cards today?
Where you take cards
Card mix
Kept in your first year
$4,936

About $411 a month back in your business compared with Square, and $14,809 over three years.

On Square today
$1,160 /mo
2.90% all-in
On Payzium
$749 /mo
1.87% all-in

Estimate on Payzium's published US rate card and live US Visa and Mastercard interchange schedules, $50 average ticket. Competitor figures from each processor's published US rates. Final pricing depends on your actual card mix and current network rates.

Calculator output is an estimate. Final pricing depends on your actual card mix, current network rates effective on the date of your transactions, and any optional add-ons. The model assumes an average transaction value of $50. Visa and Mastercard revise their US interchange schedules twice a year; this calculator reflects schedules effective April 2026.

Prefer the actual number?

Check your rate against a real statement.

Illustrative photo of a small business owner