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How it works

See your cost before you switch.

You find out what you are really paying before you commit to anything. No phone calls required.

  • In card processing since 2014
  • Next-day funding
  • Terminal included¹
  • Posted pricing
A couple unbox a new terminal
  • Cash when the bills are due

    Today's sales, in your account tomorrow.

  • Terminal included

    Qualifying devices, with no upfront purchase price.¹

  • A bill you can budget for

    No mystery charges. Any junk fee refunded twice.

  • Facts, not a pitch

    See what you would pay, within 1 business day.

How switching works

  1. Within 1 business day

    Find out what you are really paying

    Send one month's statement as a PDF or a photo. Within 1 business day a person shows you, line by line, where your money goes.

  2. Before you sign

    Know your cost before you sign

    Your pricing program and your device are confirmed in writing first, so there is nothing to discover later.

  3. Start your US application.

    A short pre-qualification. We collect what we need, prepare your merchant application on our side, and send it to you fully prepared. You only sign; you do not re-type.

  4. Sign your application

    Your submission goes to Payzium. Our team prepares the merchant application on our side and sends it to you fully prepared. You only sign. Signing is not approval: the merchant processing agreement goes to underwriting for review and becomes binding only once approved.

  5. Start selling without buying a terminal.

    Qualifying countertop, portable and pocket terminals come with the account with no upfront equipment purchase price, so your first month goes to your business, not to hardware.¹ Prefer Clover? It runs on its own placement program, with terms set out before you sign.Hardware

  6. Every business day after

    Cash in hand when the bills are due.

    Pay staff, suppliers and rent with yesterday's sales, not last week's. Next-day funding keeps your cash where it belongs: with you.

  7. Switching

    If your eligible processing cost does not go down under the written US Savings Guarantee, we refund the Payzium fees covered by the guarantee and pay up to US$1,000 to help you switch back.†See the details

† Baseline captured from statements you submit at boarding. Comparison window is the first three full statement periods after boarding under Payzium. Refund issued under the written US Savings Guarantee.

See the rate card.

Two programs. Both published.