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How it works

See your cost before you switch.

You find out what you are really paying before you commit to anything. No phone calls required.

  • In card processing since 2014
  • Next-day funding
  • $0 setup
  • Posted pricing
A couple unbox a new terminal
  • Cash when the bills are due

    Today's sales, in your account tomorrow.

  • No hardware trap

    Keep a compatible terminal, or rent one month to month.

  • A bill you can budget for

    No mystery charges. Any junk fee refunded twice.

  • Facts, not a pitch

    See what you would pay, within 1 business day.

How switching works

  1. Within 1 business day

    Find out what you are really paying

    Send one month's statement as a PDF or a photo. Within 1 business day a person shows you, line by line, where your money goes.

  2. Before you sign

    Know your cost before you sign

    Your pricing program and your device are confirmed in writing first, so there is nothing to discover later.

  3. Open your Payzium account

    A few questions before the application. It takes about a minute and tells you right away whether Payzium fits your business.Verification takes a few more screens. We will ask for a recent statement, your business address, your phone, and three consents before we send your file to underwriting.

  4. Sign your application

    You sign your application next. It goes to underwriting for review. It becomes binding only once approved.

  5. Start selling without a hardware contract.

    Most standalone terminals carry over, and we confirm before you sign. Need a new one? Rent it month to month with maintenance included, no setup fee and no termination fee. Prefer Clover? Its terms are quoted on your application.Hardware

  6. Every business day after

    Cash in hand when the bills are due.

    Pay staff, suppliers and rent with yesterday's sales, not last week's. Next-day funding keeps your cash where it belongs: with you.

  7. Switching

    If the part of your cost we control does not go down in 90 days, the eligible Payzium fees come back, plus up to CA$1,000 toward switching back.†See the details

† Baseline captured from the statement you upload at signup. Comparison computed on day 91. Refund issued automatically to your account.

See the rate card.

One rate card. Published.