Keep more of every sale.
About $3,356 a year back in your business on $40,000 a month in card sales, compared with Square.
Have your money tomorrow, get the bill you were promised, and spend your time on customers instead of your processor. Honest card processing, backed by two written guarantees.
- In card processing since 2014
- Next-day funding
- $0 setup
Kept from an example day
Example- Card sales that day
- $1,333.33
- Network costs, at cost
- -$12.06
- Payzium margin and per-sale fees
- -$3.20
- Kept
- $1,318.08
One day of a $40,000 month at our published rates. The monthly account fee is not a daily cost and is left out of the day.
Estimate at our published rates; a person runs the same math on your own statement before you sign.
Feel it in your bank account.
$3,356
About $280 a month back in your business compared with Square, and $10,069 over three years.
How your price is built
At $40,000 a month in card sales
- Network costs (interchange and assessments), passed through at cost
- $361.72
- Payzium margin
- $72.00
- Payzium per-transaction fees
- $24.00
- Monthly account fee
- $5.00
- Your total a month
- $462.72
- Effective rate
- 1.16%
Estimate at a blended card mix and a $50 average ticket, compared with each processor's published Canadian rates (Global Payments modeled at a mid-range of its bank-channel plans). A person runs the same math on your own statement before you sign.
Run your business. Not your payment processor.
Card processing should be the part of your business you never think about. Here is what changes when it finally is.
| What changes | With Payzium |
|---|---|
| Deposits | Pay staff, suppliers and rent with yesterday's sales, not last week's. Next-day funding keeps your cash where it belongs: with you. |
| Your bill | Every business at your volume pays the same published rate. You will never spend an afternoon negotiating, and you will never find out the shop down the street pays less for the same service. See the rate card |
| Equipment | Most standalone terminals carry over, and we confirm before you sign. Need a new one? Rent it month to month with maintenance included, no setup fee and no termination fee. Prefer Clover? Its terms are quoted on your application. |
| The sale | With card-present surcharging, the customer who chooses credit covers the credit card fee. Available across Canada outside Quebec. Keep 100% on every credit sale |
| Switching | If the part of your cost we control does not go down in 90 days, the eligible Payzium fees come back, plus up to CA$1,000 toward switching back.† |
See your cost before you switch.
You find out what you are really paying before you commit to anything. No phone calls required.
- Within 1 business day
Find out what you are really paying
Send one month's statement as a PDF or a photo. Within 1 business day a person shows you, line by line, where your money goes.
- Before you sign
Know your cost before you sign
Your pricing program and your device are confirmed in writing first, so there is nothing to discover later.
- Every business day after
Today's sales, tomorrow
From then on, today's sales land tomorrow.
Built around how you work.
Restaurants need tip adjustment. Salons need pre-auth holds. Auto shops need invoicing. Same published margin across every vertical. Different software defaults out of the box.
Restaurants
Close tables faster, with tips and split checks handled right at the table.
- Average sale
- $50
- Taken in person
- 100%
- Kept a year at $75,000 a month, compared with Square
- $6,345
Stop overpaying, even if you never switch.
Free tools that show where your money goes today, so you can make the call with real numbers.
Your rate, on your numbers. See it, then decide.
Run the calculator with your monthly volume. Read the published rate card. Then apply. No commissioned rep will call.