See what you will pay. And what you keep.
Move the sliders, pick your card mix. We compute your estimated effective rate from real Visa Canada and Mastercard Canada interchange schedules and our 0.30% Tier 1 margin. Available for Canadian merchants today.
$3,356
About $280 a month back in your business compared with Square, and $10,069 over three years.
How your price is built
At $40,000 a month in card sales
- Network costs (interchange and assessments), passed through at cost
- $361.72
- Payzium margin
- $72.00
- Payzium per-transaction fees
- $24.00
- Monthly account fee
- $5.00
- Your total a month
- $462.72
- Effective rate
- 1.16%
Estimate on Payzium's published rate card and real Visa Canada and Mastercard Canada interchange, $50 average ticket, Interac at the standard contactless rate. Competitor figures from each processor's published Canadian rates (Global Payments modeled at a mid-range of its bank-channel plans). Final pricing depends on your actual card mix and current network rates.
Calculator output is an estimate. Final pricing depends on your actual card mix, current network rates effective on the date of your transactions, and any optional add-ons. The model assumes an average transaction value of $50. Interac debit is shown at the standard contactless rate; the exact Interac fee varies slightly by merchant category. Visa and Mastercard revise their interchange schedules quarterly; this calculator reflects schedules effective April 2026.
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Check your rate against a real statement.
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