Keep more of every sale.
Have your money tomorrow, get the bill you were promised, and spend your time on customers instead of your processor. Honest card processing, backed by two written guarantees.
- In card processing since 2014
- Next-day funding
- Terminal included¹
Run your business. Not your payment processor.
Card processing should be the part of your business you never think about. Here is what changes when it finally is.
Cash in hand when the bills are due.
Pay staff, suppliers and rent with yesterday's sales, not last week's. Next-day funding keeps your cash where it belongs: with you.
Budget with confidence.
The bill you expect is the bill you get, every month. No mystery charges to chase, no hours lost decoding a statement. And if we ever charge a junk fee, we refund it twice. In writing.‡
Start selling without buying a terminal.
Qualifying countertop, portable and pocket terminals come with the account with no upfront equipment purchase price, so your first month goes to your business, not to hardware.¹ Prefer Clover? It runs on its own placement program, with terms set out before you sign.
Decide with the facts, not a pitch.
A person rebuilds your own statement within 1 business day and shows you what you would pay. No commissioned rep, no pressure.
Switch without betting the business.
Up to US$1,000 toward the cost of switching, and if your eligible processing cost does not go down, it is free.†
Never wonder if someone else got a better deal.
Every business at your volume pays the same published rate. You will never spend an afternoon negotiating, and you will never find out the shop down the street pays less for the same service.
See the rate card →Feel it in your bank account.
Three ways switching shows up in your business: the money you keep, the cash you have on hand, and the fees that stop showing up. Move the sliders.
About $411 a month back in your business compared with Square, and $14,809 over three years.
Estimate at a blended card mix and a $50 average ticket, compared with each processor's published US rates. A person runs the same math on your own statement before you sign.
Switch with nothing to lose.
You find out what you are really paying before you commit to anything. No phone calls required.
Find out what you are really paying
Send one month's statement as a PDF or a photo. Within 1 business day a person shows you, line by line, where your money goes.
Know your cost before you sign
Your pricing program and your device are confirmed in writing first, so there is nothing to discover later.
Start selling, with the switch paid for
Your terminal arrives ready to go, and up to US$1,000 covers the cost of switching. From then on, today's sales land tomorrow.
Never turn away a sale.
Take the payment wherever your customer is ready to pay: at the counter, at the table, in the driveway or online at midnight. One account, one statement.
Built around how you work.
Restaurants need tip adjustment. Salons need pre-auth holds. Auto shops need invoicing. Same published margin across every vertical. Different software defaults out of the box.
Close tables faster, with tips and split checks handled right at the table.
Move the line on your busiest day, with debit at cost.
Salons →Take deposits up front, and stop paying a surcharge on your stylists' tips.
Bill recurring visits from a card on file, and handle HSA and FSA cards properly.
Take a deposit, invoice the rest, and stop losing a slice of every big ticket.
Get paid on the job, not thirty days after it.
Switch without betting the business.
Two written guarantees stand behind every account. If we charge a junk fee, you get it back twice. If you do not pay less, Payzium is free. You carry none of the risk of trying us.
'If we ever charge a junk fee, we refund it twice.' In writing, on every account.‡
Payzium-controlled fees onlyRead the full promise →If your eligible processing cost does not go down under the written US Savings Guarantee, we refund the Payzium fees covered by the guarantee and pay up to US$1,000 to help you switch back.†
Eligible Payzium-controlled processing cost only. Interchange and network fees excluded.Read the full guarantee →Stop overpaying, even if you never switch.
Free tools that show where your money goes today, so you can make the call with real numbers.
Your rate, on your numbers. See it, then decide.
Run the calculator with your monthly volume. Read the published rate card. Then apply. No commissioned rep will call.
† Baseline captured from statements you submit at boarding. Comparison window is the first three full statement periods after boarding under Payzium. Refund issued under the written US Savings Guarantee.
‡ Founder accountability for guarantee disputes and unresolved issues. Day-to-day support is handled by our team at support@payzium.com.