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Monthly and annual extras

What is a paper statement fee?

A monthly charge for printing and mailing your statement instead of delivering it electronically. Distinct from a plain monthly statement fee, which bills regardless of how the statement arrives.

Processor markup

From a merchant statement

Paper statement fee$ *.**

Also billed as Mailed statement fee.

Who charges it and why

The processor. Printing and postage are real, small costs, which puts this line a rung above pure junk; the catch is that some accounts default to paper delivery without asking, then price the default well past the postage.

What fair looks like

Fair looks like electronic statements at no charge as the default, with paper as a genuine at-cost option for merchants who want it, chosen rather than defaulted.

Can you get rid of it

Usually yes, in one step: switch delivery to electronic in your account settings or by request. If the line continues after the switch, it was never about the paper.

Back to the Statement Fee Decoder for every other line on your statement.

Frequently asked questions

What is a paper statement fee?

A monthly charge for printing and mailing your statement instead of delivering it electronically. Distinct from a plain monthly statement fee, which bills regardless of how the statement arrives.

Who charges the paper statement fee and why?

The processor. Printing and postage are real, small costs, which puts this line a rung above pure junk; the catch is that some accounts default to paper delivery without asking, then price the default well past the postage.

Can you get rid of a paper statement fee?

Usually yes, in one step: switch delivery to electronic in your account settings or by request. If the line continues after the switch, it was never about the paper.

See what this line is costing you

We rebuild your statement by hand against our published rates and tell you what the same month would have cost, on a short call within 1 business day.

One fee a week, explained

Get plain-language explanations of statement fees like this one: what each fee is, who set it, and whether it can come off. No sales calls.

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